Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

AU Small Finance Bank Limited engages in the provision of various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It provides saving, salary, term, current, escrow, trade, fixed, RERA, and recurring deposit accounts; and debit and credit cards, as well as safe deposit locker services. The company also offers vehicle loans for cars, two-wheelers, tractors, and commercial vehicles, as well as construction equipment; personal, home, gold, business, agriculture, working capital, and construction loans; and financial institutional lending services. In addition, it provides life, health, general, fire, SME, and motor insurance; mutual funds and national pension system; overdraft, cash credit, bank guarantee, and letters of credit; and internet and mobile banking, collection and receivables, and payment and other merchant payment services. Further, the company provides government banking services to central government, state governments, central and state public sector undertakings, boards, defense, urban local bodies, and other government departments. It operates through its bank branches, correspondents banking outlets, business correspondents, and ATMs. The company was formerly known as AU Financiers (India) Limited and changed its name to AU Small Finance Bank Limited in May 2017. AU Small Finance Bank Limited was incorporated in 1996 and is headquartered in Jaipur, India.

Revenue projections:

Revenue projections for AUBANK
Revenue projections for AUBANK

Investors may react cautiously to news that AUBANK's revenues are forecasted to be lower than last year's. Such declines are likely to have a negative effect on the company's bottom line, which can lead to concerns about profitability and hinder investor confidence in the company's future performance.

Financial Ratios:

currentRatio 0.00000
forwardPE 16.05387
debtToEquity 0.00000
earningsGrowth 0.62600
revenueGrowth 0.37100
grossMargins 0.00000
operatingMargins 0.35550
trailingEps 34.99000
forwardEps 60.82334

AU Small Finance Bank Limited's Forward PE being in a good range indicates the stock is priced well relative to its earnings. It is not overvalued, leaving space for future growth, making it an appealing option for investors interested in long-term value appreciation.
AU Small Finance Bank Limited's positive growth in earnings and revenue suggests the company is on track to expand its business. These indicators highlight a healthy financial performance, with AU Small Finance Bank Limited expected to increase its market presence and profitability.
AU Small Finance Bank Limited's forward EPS surpassing its trailing EPS signals projected growth in profitability, with the company expected to perform better this year. This forecast suggests that AU Small Finance Bank Limited's earnings will improve compared to the previous financial year, highlighting optimism in its financial outlook.

Price projections:

Price projections for AUBANK
Price projections for AUBANK

AU Small Finance Bank Limited's price has frequently been situated near the lower end of analysts' projections. This trend indicates that the stock is struggling to meet expectations, which could signal a need for improvements in performance or investor confidence.

Insider Transactions:

Insider Transactions for AUBANK
Insider Transactions for AUBANK


4 AUBANK shares were sold in recent transactions, with market price at 808.7250061035156.There were no sell transactions during the given period.AUBANK's current price levels are seeing more buying activity than selling, which might indicate a bullish sentiment. Investors appear to be confident, interpreting the buying trend as a sign of positive expectations for the stock's future performance.

Recommendation changes over time:

Recommendations trend for AUBANK
Recommendations trend for AUBANK


Analysts' buy bias for AU Small Finance Bank Limited signals that the stock is considered a favorable investment. This outlook might prompt investors to allocate funds to AU Small Finance Bank Limited, seeing it as a solid and profitable choice to park their money and potentially benefit from the company's long-term growth.