Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

AU Small Finance Bank Limited engages in the provision of various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It provides saving, salary, term, current, escrow, trade, fixed, RERA, and recurring deposit accounts; and debit and credit cards, as well as safe deposit locker services. The company also offers vehicle loans for cars, two-wheelers, tractors, and commercial vehicles, as well as construction equipment; personal, home, gold, business, agriculture, working capital, and construction loans; and financial institutional lending services. In addition, it provides life, health, general, fire, SME, and motor insurance; mutual funds and national pension system; overdraft, cash credit, bank guarantee, and letters of credit; and internet and mobile banking, collection and receivables, and payment and other merchant payment services. Further, the company provides government banking services to central government, state governments, central and state public sector undertakings, boards, defense, urban local bodies, and other government departments. It operates through its bank branches, correspondents banking outlets, business correspondents, and ATMs. The company was formerly known as AU Financiers (India) Limited and changed its name to AU Small Finance Bank Limited in May 2017. AU Small Finance Bank Limited was incorporated in 1996 and is headquartered in Jaipur, India.

Revenue projections:

Revenue projections for AUBANK
Revenue projections for AUBANK

AU Small Finance Bank Limited's revenue projections indicate a decrease from last year's performance, which could lead to investor caution. A fall in revenue is likely to negatively impact the company's profitability, causing concern for shareholders who may view this as a signal of declining financial health.

Financial Ratios:

currentRatio 0.000000
forwardPE 21.538467
debtToEquity 0.000000
earningsGrowth 0.253000
revenueGrowth 0.278000
grossMargins 0.000000
operatingMargins 0.323410
trailingEps 30.890000
forwardEps 47.805170

AUBANK's Forward PE is in an attractive range, meaning its stock price aligns well with earnings and isn't inflated. This creates room for growth, making it a solid investment opportunity for those looking to benefit from potential price appreciation.
With positive growth in both earnings and revenue, AU Small Finance Bank Limited is expected to grow its business. These indicators highlight a strong financial outlook, with the company on track for continued expansion and increasing profitability.
AU Small Finance Bank Limited's forward EPS exceeding its trailing EPS implies that the company is projected to be more profitable this year. This suggests an improvement in financial performance, with analysts expecting AU Small Finance Bank Limited to generate stronger earnings compared to the previous financial year.

Price projections:

Price projections for AUBANK
Price projections for AUBANK

Price projections for AU Small Finance Bank Limited have consistently been revised upward, indicating positive sentiment toward the company. This gradual adjustment reflects growing confidence in AU Small Finance Bank Limited's future potential and financial outlook among analysts.

Insider Transactions:

Insider Transactions for AUBANK
Insider Transactions for AUBANK


4 sell transactions of AUBANK were recorded, with market price hovering near 808.7250061035156.No sell transactions were completed during the period under review.AU Small Finance Bank Limited is seeing more buys than sells at current price levels, which may indicate a positive market outlook. This trend suggests growing confidence among investors, who appear to expect favorable performance from the stock.

Recommendation changes over time:

Recommendations trend for AUBANK
Recommendations trend for AUBANK


Analysts have shown a buy bias for AU Small Finance Bank Limited, marking it as a favorable investment option. This could inspire investors to see AU Small Finance Bank Limited as a strong place to park their money, given the positive outlook and growth potential associated with the stock in recent evaluations.