Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Financial Conglomerates

Aditya Birla Capital Limited, through its subsidiaries, provides various financial products and services in India and internationally. It operates through NBFC, Housing Finance, Life Insurance, Asset Management, General Insurance Broking, Stock and Securities Broking, Health Insurance, and Other Financial Services segments. The company offers housing loans, such as home extension, renovation, construction, and plot and construction loans; loan against property; personal and flexible loans; secured and unsecured business loan; corporate loans; lease rental discounting; construction finance; and SME loans, as well as loans against securities. It also provides debt, equity, hybrid, retirement, children's, exchange traded, and index funds, and fund of funds; equity trading, margin trading facility, and bonds; fixed deposit and digital gold; and tax planning services; mutual funds; stock and securities; pension funds; and portfolio management services. In addition, the company offers life insurance, including term insurance, and retirement, savings, and ULIP plans; health and wellness, and super top-up health insurance plans; and motor insurance comprising bike and car insurance products, as well as group life, health, and corporate general insurance products. Further, it provides payment solutions and credit card products. The company was incorporated in 2007 and is based in Mumbai, India. Aditya Birla Capital Limited operates as a subsidiary of Grasim Industries Limited.

Revenue projections:

Revenue projections for ABCAPITAL
Revenue projections for ABCAPITAL

ABCAPITAL's revenue is forecasted to dip below last year's figures, raising concerns for investors who are typically wary of declining financial performance. Such drops can directly affect the company's bottom line, potentially leading to a decrease in overall profitability, making investors more cautious in their decisions.

Financial Ratios:

currentRatio 69.788000
forwardPE 14.282682
debtToEquity 491.748000
earningsGrowth 0.301000
revenueGrowth 0.077000
grossMargins 0.277490
operatingMargins 0.136990
trailingEps 14.230000
forwardEps 24.596220

ABCAPITAL's current ratio of 69.788 highlights the company's ability to easily cover its short-term debt using its available cash and assets. This indicates a strong liquidity position, ensuring ABCAPITAL is unlikely to face difficulties in meeting immediate financial obligations.
ABCAPITAL's Forward PE being in a good range indicates that the stock is valued appropriately based on its earnings. This suggests the stock is not overpriced and leaves room for growth, providing investors with an opportunity for potential appreciation in value.
ABCAPITAL's high debt-to-equity ratio indicates a high level of leverage, meaning the company relies significantly on debt for financing. This can increase financial risk, particularly in times of economic instability or reduced profitability.
Aditya Birla Capital Limited's forward EPS is higher than its trailing EPS, suggesting the company is expected to improve its profitability this financial year. This reflects growing confidence in Aditya Birla Capital Limited's earnings potential, with forecasts indicating better financial performance than in the prior year.

Price projections:

Price projections for ABCAPITAL
Price projections for ABCAPITAL

The price of Aditya Birla Capital Limited currently does not indicate any clear risks or opportunities when compared to projections. This balanced stance suggests that investors may prefer to hold off on major decisions until new information arises.

Recommendation changes over time:

Recommendations trend for ABCAPITAL
Recommendations trend for ABCAPITAL


ABCAPITAL has recently received a buy bias from analysts, indicating that the stock is being perceived as a favorable investment. This positive sentiment could encourage investors to see ABCAPITAL as a wise place to allocate their funds, potentially leading to increased interest in the company's stock.